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Health insurance scheme now in all districts: Bhagat

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Jammu || Minister for Health and Medical Education Bali Bhagat today said the government will cover all districts of the state under the prestigious Rashtriya Swasthya Bima Yojana.

“With the implementation of the scheme in the remaining districts, the below poverty line (BPL) families and senior citizens will also be able to avail the benefit of the health insurance scheme,” said Bhagat, adding the scheme was initially launched by the Central government in Jammu and Srinagar districts in December 2011 on a pilot basis.

The minister was speaking here during a meeting convened to review the implementation of the scheme.

He said the scheme was subsequently extended to 10 more districts, five each in Kashmir and Jammu divisions.

Later, the Central government accorded approval for implementation of the scheme in all 22 districts of the state, he added.

The main objective of the scheme is to provide protection to the BPL families from the financial liabilities arising out of health ailments that involve hospitalisation and other expenses.

Under the yojana, the BPL families, comprising five members, shall be entitled to cashless hospitalisation up to Rs 30,000 per family per financial year.

An additional coverage of Rs 30,000 per senior citizen in the eligible family under the Senior Citizens’ Health Insurance Scheme will also be available.

Bhagat directed the Principal Secretary, Health & Medical Education, to take immediate measures for speedy implementation of the scheme to give succour to the poor families.

He also called for arranging 10 per cent share of the state government for the premium amount as the rest 90-per cent share would be borne by the Central government.